Welcome to HY10, the premier global financial platform designed exclusively for ultra-high-net-worth individuals seeking a seamless fusion of luxury lifestyle and cutting-edge financial technology. Backed by a UK FCA-authorised electronic money institution (EMI) licence, HY10 delivers premium metal Visa cards and flexible multi-currency accounts, perfectly crafted for internationally mobile clients who require effortless global spending and transaction capabilities.

Inner Circle

Our unique “Inner Circle” feature allows members to securely extend account access and specialised benefits to family members, personal staff, and professional advisers, all within a strictly regulated framework. Every client receives personalised onboarding supported by a dedicated relationship manager, ensuring a smooth, fully guided experience that respects the highest standards of regulatory compliance and client confidentiality.

With HY10, enjoy the advantages of Visa’s expansive global acceptance network, combined with robust safeguarding of client funds held in ring-fenced accounts with reputable UK banking partners. Our real-time compliance infrastructure integrates lifestyle and travel insights, enabling transactions to pass through smoothly without unnecessary interruption, empowering members to spend confidently and securely across borders.

Beyond financial services, HY10 offers bespoke concierge support that opens doors to exclusive international sporting events, luxury retreats, and curated lifestyle experiences through trusted partnerships. Our lifestyle and compliance teams work collaboratively to provide context-rich, frictionless service tailored to the dynamic needs of the modern ultra-high-net-worth individual, all while maintaining strict compliance protocols.

HY10 is designed to bridge the gap left by traditional private banks and concierge services, focusing exclusively on seamless global spend and lifestyle support — without providing lending, deposit-taking, or wealth management services. This refined focus allows us to deliver unparalleled convenience, discretion, and bespoke service that complements your broader wealth management strategy.

Join HY10 today and step into a new era of luxury financial empowerment designed for the next generation of globally active ultra-high-net-worth clients. Apply now to experience financial freedom, exclusive lifestyle access, and a truly customised relationship with your money and your world.

Read the full article here.